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August 25 2007my car insurance with elephant insurance was due to run out in a few days and the renewal price was £1030.00 or thereabouts so i thought i would set about trying to get a cheaper quote. my car insurance only cost me £700.00 last year but i guess will have gone up as i had a slight prang earlier this year. you can read about my repair with lookers honda nottingham
i only went to 2 other compaies so not really an exhaustive search. the first other company i went to was DirectLine who quoted £1160.00 for the same cover. this was no better so i thought i would try another company.
Tesco Value
i thought Tesco should be quite competitive as they like to promote their value range of food and services. the online quote system they use was very similar to DirectLine’s too similar infact. DirectLine actually run the Tesco car insurance.
As the country’s leading partnership provider of insurance and motoring assistance, UKI Partnerships teams up with brand leaders such as Tesco Personal Finance, BMW, and Barclaycard to manage and develop bespoke insurance and breakdown packages. UKI Partnerships also markets the Green Flag Motoring Assistance brand
Thats why Tescos quote was the same at £1160.00 Tescos do however have an extra button on their quote system marked “get value quote”, interesting i thought and proceeded to click. the “value” quote was £896.00 !! amazing!! but what must be the small print? i had a brief look and found the main difference being an excess of £600 rather than the standard £250. still not bad i thought as i don’t intend to have another accident.
in summary:
elephant insurance - £1030.00
DirectLine - £1160.00
Tescos Value - £896.00
over £100 saved. it pays to shop around!!
There are 5 comments
If you think about it, you can’t really compare those quotes as their cover are different, ie the excess. Did you try to up the excess on the elephant quote? I used confused.com and Admiral came up trumps for me. £600 =) Much better compared to £1400 I paid last year with Directline (and yep, directline and tesco insurance are the same group).
My excess is £600 too (to lower the quote), so lets hope we both don’t have any accidents!
Hey Leon, i know they are different by comparision but what i forgot to mention is that on the Directline site i don’t think there was any way to up the excess to £600.
you must admit though car insurance definitely isn’t cheap.. i blame those thieving scumbags that claim whiplash and other injuries for even the most minor scrapes
Mate! Did you try ASDA car insurance? You will be quite surprised..
“i blame those thieving scumbags that claim whiplash and other injuries for even the most minor scrapes”
That’s exactly the problem. The only reason they get away with it is the corrupt doctors.
without the crooked patients though there would be no crooked doctors.